Mortgage Rates
|
Rates Effective: |
We offer competitive rates for our mortgage loan programs. Rates are constantly changing, for current rates please contact us. We do not charge the standard 1% Origination fee but there is an origination charge associated with the loan.
Rates and terms are subject to change without notice. Interest Rate, APR Calculations and Monthly Payment are based on a $200,000 loan with a loan to value of 75% or less.
Fixed Rate Mortgage
| Interest Rate | Origination Points |
Disc. Points |
APR | Payment |
|---|---|---|---|---|
| 3.875% | 0.00 | 0.000 | 3.946% | $940.47 |
| 3.625% | 0.00 | 1.000 | 3.778% | $912.10 |
- All rates subject to change without notice
- APR = Annual Percentage Rate
- Interest Rate, APR Calculations, and Monthly Payment based on following assumptions: $200,000 loan with loan to value of 75% or less
- LTV = Loan-to-Value, meaning the loan amount divided by sales price (or appraised value, whichever is less)
- Loan level price adjustments may apply.
- Mortgage loans are available on properties here in Colorado. Membership to Boulder Valley CU is required.
| Interest Rate | Origination Points |
Disc. Points |
APR | Payment |
|---|---|---|---|---|
| 3.875% | 0.00 | 0.000 | 3.974% | $1,198.83 |
| 3.625% | 0.00 | 1.000 | 3.839% | $1,172.81 |
- All rates subject to change without notice
- APR = Annual Percentage Rate
- Interest Rate, APR Calculations, and Monthly Payment based on following assumptions: $200,000 loan with loan to value of 75% or less
- LTV = Loan-to-Value, meaning the loan amount divided by sales price (or appraised value, whichever is less)
- Loan level price adjustments may apply.
- Mortgage loans are available on properties here in Colorado. Membership to Boulder Valley CU is required.
| Interest Rate | Origination Points |
Disc. Points |
APR | Payment |
|---|---|---|---|---|
| 3.125% | 0.00 | 0.000 | 3.249% | $1,393.22 |
| 2.875% | 0.00 | 1.000 | 3.144% | $1,369.17 |
- All rates subject to change without notice
- APR = Annual Percentage Rate
- Interest Rate, APR Calculations, and Monthly Payment based on following assumptions: $200,000 loan with loan to value of 75% or less
- LTV = Loan-to-Value, meaning the loan amount divided by sales price (or appraised value, whichever is less)
- Loan level price adjustments may apply.
- Mortgage loans are available on properties here in Colorado. Membership to Boulder Valley CU is required.
Adjustable Rate Mortgage
| Interest Rate | Origination Points |
Disc. Points |
APR | Payment |
|---|---|---|---|---|
| 3.125% | 0.00 | 0.000 | 2.997% | $856.75 |
- ARM = Adjustable Rate Mortgage
- Rates are fixed for the first 3 years and then adjust yearly.
- Must be owner occupied. Call for details.
- All rates subject to change without notice
- APR = Annual Percentage Rate
- Interest Rate, APR Calculations, and Monthly Payment based on following assumptions: $200,000 loan with loan to value of 75% or less
- LTV = Loan-to-Value, meaning the loan amount divided by sales price (or appraised value, whichever is less)
- Loan level price adjustments may apply.
- Mortgage loans are available on properties here in Colorado. Membership to Boulder Valley CU is required.