eNewsletter

 

What's New

Upcoming Events


    ATM Upgrades and Downtime
    NextGen ATMs

    We are upgrading our ATMs to the Next Generation in ATM Technology!

    During the month of December we will be switching out the ATM at our Arapahoe branch.

     

    These new NextGen ATMs will offer a handful of great enhancements including:

    • Envelope-Free Deposits
    • Touchscreen Technology
    • Full Access for Shared Branching Members
    • And more! (view our video for more info on the changes here)

     

    During this conversion there will be a brief downtime at the branch, please plan your transactions accordingly:

    Arapahoe ATM Upgrade –

    Drive-Up ATM will be closed starting at 5pm Tuesday, December 9th

    New ATM will be installed Wednesday, December 10th


     

    The Lobby and Drive-Thru lanes at all of branches will continue their normal hours during the Upgrades to help you with your transactions.

     

     


    96 Hour Black Friday Auto Loan Sale!

     

    The Biggest Shopping Days of the Year aren’t just reserved for the retail stores, at Boulder Valley CU we wanted to give our members a chance to cash in on some great holiday savings of our own.

    Black Friday
    Between 12:01 AM on Black Friday (November 28th) & 11:59 PM on Cyber Monday (December 1st)

    you’ll be eligible to receive the lowest Auto Loan Rate of the season of  2.49%* for up to a 60 month term loan!

    (Not available for refinances on loans already held at BVCU)

     

    PLUS, save some money instantly with NO Payments for 90 Days!

    This great deal is good for purchase AND refinance loan applications received online or at any of our branch locations.

    Minimum credit score of 680 as well as other credit qualifications* is all that’s needed to receive this awesome promotional rate!

     

    Come back on Black Friday to Apply!

    Apply 11/28

    APR = Annual Percentage Rate. Rates advertised are only available for qualifying applications accepted via the online application system on the BVCU website (www.bvcu.org) or in person at one of our 4 branch locations between 11/28/2014 and 12/1/2014. Promotion time period runs from 12:01 AM on 11/28/2014 thru 11:59 PM on 12/01/2014. All qualifying applications submitted will receive 2.49% rate. Minimum credit score of 680 required. Max term is up to 60 Months. Not available to CUDL-indirect transactions. Must fund and process at BVCU. All loans must be funded by end of business on 12/30/2014. Other credit qualifications also apply and must be met to qualify. Available on auto purchases or refinances. If application is for a purchase, the rate is guaranteed for 30 days. Vehicles must be 2004 or newer. Does not apply to Recreational Vehicle or motorcycles. Not available for refinances on loans already held at BVCU. Rates subject to change. Interest/Finance Charges will continue to accrue during deferral period. Membership at BVCU is required for loan. Cannot be combined with any other offer or promotion. Offer not available to BVCU staff, Board, or volunteers. Limited time offer.


    Skip Your Next Loan Payment!

    If money has been tight this year, we can help put a little extra back in your wallet!

    Now you can skip your Auto or Personal Loan payment any month of the year!

    Use your newfound funds for holiday shopping, travel expenses and so much more!


    The process is easy - simply visit our Request Form below and a member of our staff will contact you to finish the rest.

     

    Just a little gift from Boulder Valley Credit Union!


By participating in the BVCU payment deferment offer, you are requesting to defer your loan payments as indicated above. You agree and understand that:1.) There will be a $25 processing fee for each payment deferred; 2.) You must specify whether your loan is paid with an ACH or payroll deduction in order for BVCU to stop payment. If BVCU is unable to stop your ACH or payroll deduction payment in time, your payment deferral may be delayed until the next scheduled payment; 3.) You must specify whether your loan is paid by auto-deduct through online banking or another method from any banking institution (including BVCU). BVCU is unable to stop payments set up through these methods. Any payment(s) that are approved for deferral but automatically made through an automatic payment method will be re-directed as a deposit into your share account; 4.) Deferring your payment(s) may result in your having to pay a higher total finance charge than if you made your payment(s) as originally scheduled. Interest will continue to accrue on the outstanding principal balance during the payment deferral period; 5.) The payment deferral may extend the maturity date and payment terms for each of your loan(s) on which one or more payments are deferred, and you have to make more payments to extinguish the balance of your loan(s) than was originally specified in your loan documents. In the event your payment deferral request is granted, you agree to fully cooperate with BVCU to sign any and all documents requested by BVCU to: a. Document the payment deferral and loan modification; b. Preserve any and all BVCU security interest and rights indicated on the initial loan documents; 6.) If you elected to add GAP or Warranty Coverage to your loan(s), the coverage may not extend beyond the original maturity date; 7.) You are required to resume your payments when the deferral period is over; 8.) Your loan(s) must be current on the day the payment deferral is requested and must not have been 60 days or more delinquent during the last 24 months to be eligible for a payment deferral; 9.) You must have made six (6) consecutive monthly payments to your BVCU loan(s) to be eligible for a payment deferral; 10.) You cannot defer a payment on any loan for two (2) consecutive months; 11.) All payment deferrals are subject to Credit Union approval; 12.) Maximum of two (2) deferrals are allowed per year; 13.) Payment deferrals are not available on Real Estate Loans (including Home Equity) & any Line of Credit loans (visa, overdraft, etc).*