Experience better banking at CU with better rates, less fees, and better service than you would receive at a bank.

How To Join

If you so choose, you may also open your account via either of the following methods:

IN PERSON – Visit any of our branch locations or call us at 303.442.8850.
– Send a completed Membership Application, a copy of your picture ID, and a $5 savings deposit

Membership Eligibility

Not a Member – Joining is Easy!
We can qualify you for membership in any of the following ways:

  • If you live or work within the boundaries of Boulder County
  • If you live or work within the boundaries of Broomfield County
  • If you live or work within the boundaries of Jefferson County
  • If you live or work within the boundaries of Larimer County
  • If you live or work within the boundaries of Weld County
  • Students, faculty, or staff of the Boulder Valley School District, including their family members
  • If your employer or organization has a corporate membership with BVCU. Hundreds of employers have chosen affiliation with BVCU to offer membership as an employee benefit.
  • Employees of Boulder Community Hospital, including their family members.
  • Employees of Ball Corporation, including their family members.
  • If you are related to someone who has an account with BVCU, then you also qualify.
  • If you do not meet any of the criteria above, you may choose to join through our affiliation with Impact on Education – the primary charity for the Boulder Valley School District. Doing so is simple, and no additional action is needed on your part.

Know that if you should ever change jobs or move, you retain full membership benefits. Once a member, always a member at Credit Union!

Who Is Credit Union?

Credit Union is a not-for-profit, local financial institution that has been committed to providing competitive, quality services for our members’ financial success since 1959. As a credit union, we have members, not customers. We exist to provide our members an opportunity to improve their economic well being. CU offers a full range of financial products and services with warm and friendly service. While CU offers the same sophisticated financial products and services as many large banks, our service and value are worlds apart.

We offer several ways to join, the easiest and fastest of which is to apply online. You can also apply at your local branch or by calling 303.442.8850.

An Eco-Conscious Option

BVCU became Colorado’s first fully eco-conscious financial institution in 2007. From solar panels to recycled paper, we work hard to make the community and the world a better place. To learn more about our efforts and how you can help, click on Our Green Initiatives.

Rock Solid Financials

BVCU is regulated by Colorado state laws. Deposits are federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), administered by the National Credit Union Administration (NCUA). Therefore, you can rest assured your funds are insured and protected.


Credit Union, a member-owned financial institution, will provide helpful, friendly, accurate and prompt financial services to members.


Credit Union will be financially sound and meet the needs of members.

Federally Insured by NCUA – You’ve seen that phrase but do you know what it really means?

The National Credit Union Share Insurance Fund (NCUSIF) is the federal fund created by Congress in 1970 to insure member’s deposits in federally insured credit unions. The insurance limit was permanently increased to $250,000 per individual depositor on September 17, 2010. Administered by the National Credit Union Administration (NCUA), the NCUSIF is backed by the “full faith and credit” of the U.S. Government.

If your insured credit union fails, NCUA insurance will cover your deposit accounts, dollar for dollar, including principal and any accrued interest, up to the insurance limit. Since the start of the NCUA Share Insurance Fund, no depositor has ever lost a penny of insured deposits.

Employer Affiliation

Credit union membership is an employee benefit that can give your company a competitive edge in attracting qualified employees as well as improve the financial well being of your current employees. Not only does BVCU membership provide financial services with very competitive rates and excellent service, we provide education empowering your employees and their family members to make sound financial decisions.

As an employer, by incorporating credit union membership as an additional employee benefit, your company will gain a crucial employment advantage. Best of all, these benefits are offered to your employees at no cost to your company.

We invite you to join the credit union family by becoming a Select Employee Group (SEG) of Credit Union.

If you or your company is interested in offering BVCU membership as a benefit to employees, please begin the process by completing the forms below:

SEG Small Group Affidavit (1,000 Employees Or Less)

SEG Contact Information

Please send these documents via email to or via postal mail:

Upon receipt of your information we will submit each document for approval from the NCUA and the BVCU Board of Directors. Once affiliation is approved, a business development representative will be available to visit with your staff and sign up new members via staff meetings or new employee orientations. The credit union will also provide paycheck stuffers, posters, and e-mail brochures to help educate your staff on the new benefit available to them as your employee.

If you would like further information regarding SEG affiliation, please feel free to contact our Business Development Department at 303.415.3514.

Featured SEG Benefit – Health Savings Account Offering

Our Health Savings Account (HSA), when coupled with a High Deductible Health Plan (HDHP), enables you to take control of your own healthcare, save money on insurance costs, and it can be used as a retirement vehicle. HSA’s are a great benefit to add to your company’s employee benefits, and CU can provide this offering as part of establishing Employer Affiliation with the Credit Union:

  • No Annual Fees
  • No Monthly Maintenance Fees
  • Debit Card with No Annual Fee
  • No Setup Fees
  • Funds Insured up to $250,000

For more information on HSA’s, click on Health Savings Accounts. For information on how to establish this benefit for your company, contact our Business Development Coordinator at

Featured SEG Benefit – Employer Assisted Housing

BVCU was the first credit union in Colorado to offer this exciting benefit to its employees, now this benefit is available to all credit union affiliated SEGs.

The Employer Assisted Housing (EAH) benefit is made possible by a unique partnership between Credit Union, Funding Partners, Fannie Mae, and employers, working together to build stronger communities, while developing greater opportunities for safe, stable, and affordable housing for our primary workforce.

Participating employers will develop a set of eligibility requirements for their employees, similar to other benefit programs currently offered. Upon application and certification of eligibility by the employer, the employee is then referred to BVCU to complete the home-buying process.

Benefits to Employers:

  • Highly effective recruitment tool
  • Reduction in training and hiring costs
  • Greater employee retention and loyalty
  • Highly cost-effective employee benefit
  • Enhanced reputation as “family-friendly” employer
  • Improved employee morale
  • Creation of employer goodwill in the community
  • Community revitalization
  • Opportunity to make an investment in housing

Beneftis to Employees:

  • Realization of dream of homeownership
  • Helps bring affordable housing within reach
  • Offers cash for down payment and helps overcome closing costs
  • Enhanced lifestyle associated with homeownership, great quality of life
  • Increased job satisfaction and loyalty to employer
  • Possibility of reducing commuting time
  • Investment in a home with possible equity appreciation over time

Opening Doors to Homeownership for Your Employees

As employers search for ways to compete and succeed in today’s dynamic marketplace, and Employee Home Ownership Program is a benefit many are strongly considering. EAH plans are gaining in popularity because they make an employer stand out from the crowd, enhance recruitment efforts, and can have a positive impact on the bottom line. With an EAH plan, employers can realize a financial gain for their company as they help their employees achieve the dream of homeownership. EAH benefits are simple to administer, low in cost to offer, and can help you recruit and retain valuable employees.

At BVCU we pride ourselves on offering products and services that result in credit union affiliation being a very positive benefit for our Select Employee Groups. Adding the EAH benefit is an important addition to your company’s relationship with BVCU and is a huge factor in recruiting and retaining key employees.

For an informational brochure or a company-specific presentation of our EAH program and what it can specifically do for your company, call our Business Development Coordinator at 304.415.3513 or via email at

Important information about procedures for opening a new account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver’s license or other identifying documents. In some cases, identification will be requested from existing members because appropriate documentation was not obtained at the time an account was originally opened.

Accounts federally insured up to $250,000 by the National Credit Union Administration (NCUA), the strongest government insurance fund in the country.

Phone (303) 552-7750
Routing/Transit 308084656